Bankruptcy

Personal Bankruptcy Filing Doesn’t Have to Be Complex

Choosing to complete a personal bankruptcy filing can be a very difficult choice, but can end up leading to a second financial chance. This legal proceeding relieves a person of certain types of personal debt, including credit cards, personal loans or medical bills, while allowing them to retain certain assets, such as their home or vehicle.

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When considering personal bankruptcy filing, We keep our customers from becoming confused or overwhelmed by the steps and assist in the preparation of documents required in the bankruptcy process.

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We Can Help You With Your Personal Bankruptcy Filing

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If you aren’t sure if you’re eligible for a Chapter 7 personal bankruptcy filing, you can go here to see if you qualify. If there is no presumption of abuse, we can act as your Bankruptcy Petition Preparer, which is a person or entity that is not a lawyer, who helps you complete the forms to court standards and file them properly.

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We can also provide you with information and resources about personal bankruptcy filing but cannot offer you legal advice. Technically, a Bankruptcy Petition Preparer can assist with preparation of your paperwork but not offer legal advice as to how, when, what or where. 

Some people believe that a lawyer is required to complete a personal bankruptcy filing, which is not the case. If you cannot afford or do not want an attorney, you can file “pro se,” which means without legal representation.

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​There is no shame or embarrassment in completing a personal bankruptcy filing, but there is great potential in getting a fresh start. End the collection calls and the piles of bills that arrive each day. Let Legitimate Solution help you get back on your feet.

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For more information, the U.S. government has a website which offers “Bankruptcy Basics".